4/8/2022

Pnb Bank Interest Rates

30
Bank

PNB medium-term fixed deposits offer a rate of interest ranging from 4.50% p.a. To 5.30 percent per annum for anytime between 1 and 5 years. For 1-year deposits, the PNB FD interest rate is 5.25.

  • In case the interest earned by users across all their RD accounts across all PNB branches in a year exceeds INR 10, 000, the bank must deduct TDS at 10.3 percent. If a user's IT PAN is not updated in.
  • Interest will be calculated on Simple Interest Method. For opening FDR’s of Amount Nu.10 million & above for both Corporate/Retail category please contact corporate office. Premature closure for the.

Pnb Home Loan Interest Rate

Druk PNB Bank is pleased to announce the revised lending rates based on Minimum Lending Rate (MLR) with effect from 07.04.2017, in accordance with the regulations issued by Royal Monetary Authority as under

Pnb bank interest rates savingsPnb Bank Interest Rates

Sl.

Loan ProductsTenorExisting Rates (p.a)Revised Rates (pa)
YearsFloatingSemi-FixedFixedFloatingSemi-FixedFixed
6 Months3 Years-ResetEntire Tenor12 Months3 Years Rests Review after 5 Years

1

AGRICULTURE

5

10%

13%

10%

11%

I

EDP/CGS

5

10%

12%

10%

10%

10%

ii

Working Capital

1

10.50%

2

PRODUCTION & MANUFACTURING

15

11.25%

12%

13%

I

Manufacturing Enterprises

15

11%

11.50%

12%

Ii

Mining & Quarrying

15

11.25%

12.00%

12.50%

Iii

Handicrafts & Textile Production

15

10.50%

10.75%

11%

Iv

Wood Based Products

15

10.50%

10.75%

11%

V

Others EDP

5

10%

12%

10%

10%

10%

Vi

EPC

1

11%

13%

11%

Vii

Working Capital

1

11.25%

Viii

Others(Transport)

5 (15)

11%

11.50%

12%

3

SERVICES

20

11%

11.50%

13%

I

Tourism

20

10%

10.50%

11%

Ii

Hotels & Restaurants

20

10.50%

10.75%

11%

Iii

ICT

20

10.50%

10.75%

11%

Iv

Consultancy Services

20

10%

10.50%

11%

V

Hospitality, Entertainment & Recreational Services

20

10.50%

10.75%

11.00%

Vi

Institutional/Educational Services

20

11%

11.50%

12%

Vii

Health Services & Traditional Medicines

20

11%

11.50%

12.%

Viii

Contract (non-construction)

3

12%

14%

11%

Ix

Contract (Construction)

3

12%

X

EDP/CGS

5

10%

12%

10%

10%

10%

Xi

Working Capital

1

11.50%

Xii

Others

15

11.50%

4

TRADE & COMMERCE

1

12.50%

13%

I

Retail

1

11.50%

Ii

Wholesale

1

11.50%

Iii

EPC

1

13%

13%

11%

Iv

Overdraft against Immovable Property.

1

11.50%

V

Others

1

12.50%

5

HOUSING

I

Home Loans

20

10.25%

10.50%

13%

9.75%

10%

11%

Ii

Commercial Loans

20

10.50%

11%

13%

10%

10.25%

11.25%

6

TRANSPORT

I

Heavy-Commercial

5

11%

13%

11%

Ii

Earth Moving Machinery/Equipments-(Commercial)

5

11%

Iii

Light (Commercial)

5

11%

Iv

Salary based to GE (Non-Commercial)

5

9.75%

13.00%

9.75%

V

Private & Others (Non-Commercial)

5

10.25%

13.00%

10.25%

Vi

Working Capital

1

11%

7

PERSONAL

I

Mortgage loan

5

11%

12%

13%

11%

Ii

Consumer loan (salary based)

5

9.50%

13%

9.50%

Iii

Others

5

14%

15%

14%

8

EDUCATION

5

11.50%

13%

11.50%

9

LOANS TO CORPORATIONS

I

Government Owned/Guaranteed ( > 50%)

5

9%

Ii

Government Owned/Guaranteed ( = or < 50% to 25%)

5

10%

10

LOAN TO FINANCIAL INSTITUTIONS

3

I

Banks

3

9%

Ii

Non-Banks

3

10%

Iii

Working Capital (for I &ii)

1

10%

11

OTHERS

I

Purchase Shares/Securities

10

11%

12%

13%

11%

11.50%

12%

Ii

Against Shares/Securities

10

11%

12%

13%

11%

11.50%

12%

Iii

Overdraft

1

11%

Pnb Bank Interest Rates Money Market

With the revision of the above rates reduced from 0.25% p.a. to 0.75% p.a on an average reduction of 0.50% p.a, will impact bank’s interest income for next 12 months by Nu.20.34 million. All other earlier terms remain same.